Payment Reference Number required for short-term loans
The use of the Payment Reference Number (PRN) for short-term loan payments has been mandatory since 2021.
Under the Real-Time Processing of Loans (RTPL), individual members (self-employed, voluntary, and Overseas Filipino Workers) and employers will use the system-generated PRN to facilitate the immediate and correct posting of loan payments on their corresponding records. Covered short-term loans under the RTPL implementation are salary, calamity, emergency, and restructured loans.
How to pay loans using PRN
Log in to My.SSS to generate your PRN and pay.
For individual members
- 01Step 1 - Get PRN
Get PRN through email, My.SSS account, or SSS branches. a. Email: SSS shall send the PRN Loans Billing Notices through your registered mobile and email address. Then simply present the PRN to the tellering counters or compliant collecting partners upon payment. b. My.SSS account: 1. Log in to your My.SSS account. 2. Go to the Payment Reference Number tab, then choose Loan. 3. Click the PRN button and print the Statement of Account (SOA). To change the amount to be paid, edit the amount then click Save Changes. Then click the PRN button to print the SOA. Important: The amount to be paid can be more than the amount due but should not be greater than the total amount of obligation and must be greater than zero. c. SSS Branches: thru E-Center (including the Self-Service Terminal) and over-the-counter.
- 02Step 2 - Pay with PRN
Present the printed PRN Loans Billing Statement (with barcode) downloaded from My.SSS or obtained from an SSS branch upon payment to SSS tellering counters or compliant collecting partners. See the full list of collecting partners below.
- 03Step 3 - Payment notification and posting of paid PRN
Wait for the payment notification that will be sent to your registered mobile number and email address.
Where to pay with PRN
Present the printed PRN Loans Billing Statement (with barcode) upon payment to SSS tellering counters or compliant collecting partners.
- Banks · Banks — Asia United Bank, Bank of Commerce, Citibank, Deutsche Bank, Partner Rural Bank, Philippine National Bank, Rizal Commercial Banking Corporation, Rural Bank of Lanuza, Inc., Security Bank Corporation, Union Bank of the Philippines, Zambales Rural Bank
- International Bank · Banks — Asia United Bank, Bank of Commerce, Philippine National Bank
- Non-bank collecting partners · Collecting partners — Bayad Center, Inc., MYEG, SM Mart, Inc., USSC
- International non-bank · Collecting partners — Pinoy Express Hatid Padala Services, Inc., Ventaja International Corporation
Reminder on payment deadline
Payment deadline shall be on or before the last day of the month following the applicable month. In case the payment deadline falls on a Saturday, Sunday or holiday, payment may be made on the next working day.
For employers and household employers
The Employers and Household Employers tab was present on the page but its detailed steps were not visible in this view. Refer to the SSS Citizen's Charter or My.SSS employer account for the employer PRN procedure.
For inquiries and concerns
SSS Building East Avenue, Diliman, Quezon City, Philippines
SSS Hotline: 1455
Email: usssaptayo@sss.gov.ph