Definition
A Voluntary Member (VM) is one who was previously covered as an SSS member either as an EE, SE, or OFW with at least one (1) valid posted contribution and is no longer engaged or working as either an EE, SE, OFW, or has no income/earnings as such for a given period and opts to continue paying contributions on a voluntary basis to maintain his/her right to full SSS benefits.
Coverage as a VM is subject to the following conditions:
- A member who is 60 years old and above (but not yet 65) with 120 contributions or more may continue paying as a VM until he/she reaches 65 years old to avail of full benefits.
- A member who is 65 years old and above with less than 120 contributions may continue paying contributions as a VM until he/she completes the required 120 contributions to be eligible for retirement pension.