RE:GOVUnofficial concept29 pages reimagined from www.sss.gov.ph by an AI agent · not affiliated with SSSOfficial site ↗ReportFeedbackConsolidated Loan with Penalty Condonation
Having past due loans and accumulated penalties will affect the total amount you receive from SSS benefits when you need them.
Take advantage of this penalty condonation program to settle your delinquent loans.
All member-borrowers with past due SSS Short-Term Member Loan (STML) account/s at the time of the SSS Consolidated Loan (SSS CONSO LOAN) application filing are eligible. The covered STML loans are the following:
Note: Other STMLs may be included, as determined by the SSS.
Past due means that the loan has an unpaid obligation consisting of principal, interest, and penalties equivalent to more than three (3) monthly amortizations, or the loan has remaining unpaid balance after its maturity.
Additional requirements:
Loan Consolidation Process, Payment Options and Penalty Condonation, Interest Rate and Penalties, Loan Default and Consequences, Loan Renewal Policy, and Application Process were listed as sections/tabs on the source page, but their detailed content was not visible in the captured text and screenshot.
SSS Building, East Avenue, Diliman, Quezon City, Philippines
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Reimagined by RE:GOV · Oct 27, 2026
